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H2R: A TEAM APPROACH
Everything you need to know about retirement and protecting your assets at one source
It takes a team to help you to retire and to protect your assets.
H2R has a team of experts in every field so you don’t have to go to more than one source for life-after-work planning.
We advise you on every aspect of your retirement.
• Annuities and Money Management
• How to protect your 401(k)s and IRAs from excessive taxation
• Insurance policies and how to reap their benefits
• Medicare, Social Security and Medicaid guidance
We also collaborate with lawyers and CPAs to offer integrated solutions for your retirement challenges.
Airing weekends on:
Richard Pelletier sits down with host Sara Peterson in this highly informative series of seven specials. They discuss “the six P’s,” taxes, retirement financial strategies, long term medical care, and different ways to make sure you are holding on to the maximum amount of your retirement income!
All episodes available to watch online – also airing on Western Mass News Channels 3 and 40!
Annuities
Annuities are insurance products filed with and approved by state insurance regulators. Our clients are often seeking guidance on an variety of financial objectives.
Money Management
HTR Group approaches money management with sell high/buy low strategies because the “buy and hold” approach has the potential to derail your long-term goals.
Wills & Trusts
A Trust and a Will are both useful tools in the estate planning process; however, the differences between the two are not always clear and there are advantages and disadvantages to both.
401k Planning
A 401(k) is the most common form of investment plan to anyone working for a large company, however small businesses and companies are also beginning to offer these plans .
Income Planning
Most people consider contributing to their 401(k) plan all the “income planning” they need, but true income planning is an essential part of retirement.
Tax Services
At HTR Group, we understand the important connection between proper tax preparation and successful retirement planning.
Insurance
Learn more about the many substantial tax advantages associated with life insurance products.
Contact Us
Have questions for us? Don’t hesitate to reach out us today. We’re happy to answer any questions you may have.
Latest Blog Posts
Remembering Chrissy Mancino
Christine “Chrissy” Mancino, 1965-2025 We at Help to Retire are heartbroken to announce the passing of our colleague and friend Chrissy. Christine Marie “Chrissy” Mancino, 59, of East Windsor, formerly of Windsor Locks, passed away unexpectedly on Tuesday, August 19,…
SECURE Act 2.0 Pending in Congress
SECURE Act 2019 was Congress playing “The Grinch” – for ‘The Sequel’ is Congress now trying to play Santa Claus? In movies, the sequel is rarely better than the original, and even the original movie is never quite as good as the book, right? Well, in this case…
The Importance of Proper Planning for a Physically Ill Spouse or Loved One
Proper financial planning should always be a focus, but for those who are dealing with a physically ill spouse or loved one, it is crucial. There are several financial considerations that you will need to ponder, and naturally, these will not work with every…
As Seen on Western Mass News
As Seen on WGGB and WSHM
Click for airdates or to watch online
As Heard on the Financial Safari Radio Show
WHYN: Sat. 9-10 AM | WTAG: Sat. 11-Noon
